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This is a promotional utility for Windows 3.1 distributed by T.Rowe Price, an investment management firm. You feed it your financial information and it computes your optimal retirement plan based on services provided by T.Rowe Price.
ViaVoice is a voice recognition program from IBM. It was available in a number of different languages. It was based on the previous VoiceType product Helloooo computer!
VoiceType is a voice dictation and speech recognition program from IBM. Compared to other products, VoiceType was considered fairly fast and accurate, but required several hours of "training" to achieve that. It was aimed at a fairly niche voice dictation market.